Sell Your House and Avoid Foreclosure in Indiana
We Can Help You Sell Your House Fast and Stop Foreclosure
If you’re trying to sell your house fast in Indiana to avoid foreclosure, we have the solution. At HouseMart we buy houses as-is. When you sell your house to our team, you avoid costly home repairs and inspections. We buy directly from you eliminating the need for a real estate agent - no realtor commissions. Plus, we pay 100% of the closing costs.
You simply accept our cash offer, sign the paperwork and walk away with no strings attached. Selling a house to avoid foreclosure is easy with a cash home sale. You can close the sale of your house in as little as seven days to bring the foreclosure process to a halt. Contact us today to learn about the benefits of a cash home sale in Indiana.
Fill out our online form or call 219-230-8735 to get a fair cash offer from HouseMart. Sell your house fast in Northern Indiana.
Sell Your House Right Now Regardless of Your Situation
You may believe that your current situation prevents you from selling your house or getting out of your mortgage. A cash home sale gives you more flexibility to sell your house regardless of your circumstances. HouseMart works with home sellers in all types of situations. We can buy your house as-is regardless of the property’s condition or why you’re selling.
Financial hardship can often lead to bankruptcy and foreclosure at the same time. However, you don’t have to file bankruptcy if you can pay your mortgage and other debts. A cash home offer from HouseMart puts cash in your hand so that you can pay the lender, get out of your hardship, and start fresh with your finances. You can also save your credit score for future purchases.
A short sale may seem like a quick way to sell your home and settle with the mortgage company. After all, it can stop the foreclosure process. However, a short sale doesn’t help your credit report and it may not relieve you of all your debt. Even after you lose your home or sell quickly, the mortgage company may still come after for the remainder of the balance if you sell the house for less that you owe on the loan.
Tax Lien Foreclosure
A tax lien foreclosure occurs when a government authority seizes and sells a property due to the owner's failure to pay the property taxes owed, using the sale proceeds to settle the outstanding tax debt. We can help you avoid this type of foreclosure by paying some or all of the taxes as part of the deal. You can save your credit score and avoid loan modifications when you sell the property as-is for cash.
Sell Your House Fast in Just 4 Easy Steps
When facing foreclosure, you need to sell quickly and get out of your mortgage. However a traditional home sale may not work for you, as it can delay any real estate transaction. With a cash offer from HouseMart, you can sell your house during pre-foreclosure so that losing your house doesn’t negatively impact your credit or ability to buy another house in the future. Sell your house in 4 easy steps.
Step 1: Give Us a Call
A quick 10-minute phone is all it takes to help you sell your house fast. We share how our process works and get details about the house and your current situation.
Step 2: Schedule a Quick Walkthrough
Schedule an In-person 30-minute appointment for a member of our team and a contractor to walk through. Feel free to ask questions and tell us about your property.
Step 3: Get a Fast Cash Offer
If we like what we see, we’ll make an offer. If you accept the offer, we complete a contract that covers the details of the deal, including time to move, closing date, closing costs, etc.
Step 4: Close the Sale
We submit the contract to the title company and expect to close in as little as seven days. We pay all closing costs. On the day of closing, you walk away with a check.
What Are the Benefits of Selling My House As-Is for Cash?
If you’re behind on your late mortgage payments and trying to sell your home to avoid foreclosure, there are several advantages to a cash home sale over a traditional home sale.
Stop the Foreclosure Process Right Now
A traditional home sale can take months. On average it takes 60 to 90 days to list your house, find a buyer, and close the deal. Home repairs and preparation can extend the timeline by several weeks. You may not have time to do all that if you’re facing foreclosure. HouseMart can buy your house right now so that you can pay the mortgage balance and stop the foreclosure.
No Home-Selling Costs
Home selling expenses add up. You can spend thousands of dollars on home repairs, realtor commissions, and closing costs. You may not have the money to pay for expenses if you’re going through financial difficulties. HouseMart eliminates these expenses. We buy your house as-is helping you avoid home repairs. We also pay 100% of all closing costs. Plus, you don’t have to hire a real estate agent.
Work With Experienced, Committed Home Buyers
HouseMart has been working with home sellers in Northern Indiana for over a decade. We do our homework in advance. So, if we make an offer and you agree, we won’t back out of the deal. We have the resources to pay cash for your house instead of waiting for a loan approval. You work with seasoned home buyers who can help you guide you through the process to ensure a successful transaction.
Call Today to Get a Fair Cash Offer From HouseMart
Don’t let foreclosure ruin your financial future. Call HouseMart Today to get a fair cash offer on your home that you can work with. Fill out our online form or call 219–230-8735 to get a fair cash offer. Sell your house fast in Northern Indiana.
Frequently Asked Questions About Cash Home Sales in Indiana
If your house is foreclosed upon and sold at auction, any proceeds from the sale would first go to paying off the mortgage and any other liens on the property. If there is any money left after all debts are paid, the remaining funds would typically be returned to you as the former homeowner.
You can sell your house while it's in foreclosure in a process known as a pre-foreclosure sale or short sale, provided you get the lender's approval and the sale covers the outstanding loan amount. This can be a way to avoid the consequences of a foreclosure on your credit score.
If a foreclosed home is not sold at auction, it typically becomes the property of the lender and is classified as real estate owned (REO). The lender, often a bank, will then usually try to sell the property on the open market, often at a reduced price, to recoup their investment. Our cash offer keeps your home from going to auction, saving you from the financial consequences.
It is generally too late to stop a foreclosure once the legal redemption period has expired, which varies by state and can range from immediately after the auction to several months post-sale. Up until that point, you can halt the foreclosure by paying off the full amount owed or by selling the property if the lender agrees.
The best way to stop your house from being auctioned is to sell it before the bank repossesses the property. A cash home sale allows you to sell your house right now. So, even if you are in the late stages of foreclosure, there’s still a chance to stop the process.